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Fidelity Bank Plc

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General Detail:

Yes No

Home Loan Loan Against Property Balance Transfer

Male Female Other

Income Detail:

Salaried Business Self-Employed Professional

Are you eligible?

You should meet the following criteria to apply for this loan:

  • Resident type: Indians and Non-Resident Indians (NRIs)
  • Applicant's age: 18 - 70 years
  • Min. monthly income for primary applicant: Rs 15,000
  • Min. monthly income for co-applicant: Rs 10,000
Key features
  • SBI Home Loan Interest Rate starts from 8.40%.
  • Nil Processing Fee ( Limited Period Offer)
  • Loan Tenure of Home Loan ranges from 5 years to 30 years.
  • SBI allows prepayment of home loans with Nil charges on floating rate loans.
  • SBI has an average customer rating of 4.1/5.0 from customers who have taken a home loan from the bank.
Mandatory documents (To be submitted by all applicants)
  • Completed loan application
  • Three passport size photographs
  • Identity proof (any one): PAN/ Driving License/ Passport/ Voter ID card
  • Address proof (any one): Recent copy of any utility bill (Telephone/ Electricity/ Water/ Piped Gas) or Passport/ Driving License/ Aadhar Card
  • Other documents to be submitted as per your profile
For salaried individuals
  • Salary slips for the last 3 months
  • Copy of Form-16 or IT Returns for the last 2 years
For self-employed individuals
  • Proof of business address
  • Balance sheet and P&L statement for the last 3 years
  • Business license details
  • Copy of IT Returns for the last 3 years
  • Copy of Form-16A (if applicable)
  • Certificate of qualification (for C.A., Doctor, and other professionals)
For Farmers
  • Last 2 years' income certificate by Talati/ Gram Sevak/ Village Revenue Officer
  • Land revenue records - Form 6, 7/12, 8A
  • Bank account statement for the last 12 months
Features and Benefit

State Bank of India (SBI) offers home loans at attractive interest rates starting from just 6.70% p.a. Whether you need a loan to build a new home or to renovate an existing one, SBI has a range of home loan schemes for your unique requirements. The bank lets you borrow upto Rs 10 crore for a maximum of 30 years, depending on your eligibility.

  1. Loan Amount: SBI offers a variety of home loan schemes that provide a loan amount of up to Rs.10 crores to meet the diverse needs of individuals coming from different sections of society.
  2. Interest Rate: To ensure that everyone is able to afford a house, SBI Home Loan offers a competitive interest rate that starts from 6.80%. Hence, making its EMIs affordable.
  3. Prepayment/Foreclosure Charges: SBI Home Loan can be foreclosed or prepaid with no additional charges.
  4. Processing Fees: The processing fee of SBI Home Loan starts from 0% and goes up to 0.50%, depending upon eligibility and the home loan scheme selected.
  5. Application Process: Customers can apply for a SBI Home Loan either by visiting the nearest branch, or simply logging in online - from the comfort of their home.
  6. Flexible Tenure: SBI Home Loan can be repaid within a maximum tenure that goes up to 30 years. The tenure is flexible and can be chosen as per the repayment ability.
  7. Balance Transfer Facility: SBI allows all its customer to transfer their existing home loan to another bank or NBFC without any prepayment charges to avail better rates and benefits
  8. Minimum Documentation: To make the home loan process easy and disbursal quick, SBI asks for minimum documentation from its customers